Q:

Is the Insurance Company Required to Offer Any Additional Insurance Coverage if I Want It?

A:

Yes.  Motor vehicle insurance companies must make available for purchase the following additional first party benefits (benefits for you even if you are at fault in the accident):

1.      Medical benefits up to at least $100,000.

2.      Extraordinary medical benefits from $100,000 to $1,100,000 may be offered in increments of $100,000.

3.      Income loss benefits up to $2,500 per month to a maximum of $50,000.

4.      Accidental death benefits of up to at least $25,000.

5.      Funeral benefits of $2,500.

6.      A combination of benefits for medical, income loss, accidental death and funeral expenses with a limit of $177,500 for expenses incurred within three years from the date of the accident causing the injuries.

The Monahan Law Practice
300 North Pottstown Pike
Suite 210
Exton, PA 19341-2233

Phone: (610) 363-3888
Fax: (610) 363-2429