Q:

Is the Insurance Company Required to Offer Any Additional Insurance Coverage if I Want It?

A:

Yes. Motor vehicle insurance companies must make available for purchase the following additional first party benefits (benefits for you even if you are at fault in the accident):

1. Medical benefits up to at least $100,000.

2. Extraordinary medical benefits from $100,000 to $1,100,000 may be offered in increments of $100,000.

3. Income loss benefits up to $2,500 per month to a maximum of $50,000.

4. Accidental death benefits of up to at least $25,000.

5. Funeral benefits of $2,500.

6. A combination of benefits for medical, income loss, accidental death and funeral expenses with a limit of $177,500 for expenses incurred within three years from the date of the accident causing the injuries.